Three routes, one straight answer
Ways we buy houses in Florida
We Are Florida House Buyers helps Florida homeowners sell through more than one route: a direct cash purchase, a creative financing structure, or a traditional listing with the GPG Team. The right option depends on your goal, your timeline, and the house itself. Here is each route, honestly explained.
Direct cash purchase
We buy the house as-is, fast, with no repairs, no commissions, and no fees on your side.
Read the routeCreative financing
Structures beyond a straight purchase, when the property and your goal fit.
Read the routeListing with the GPG Team
A traditional listing through our sister real estate team, when you want to test the market.
Read the routeRoute 1 of 3
What is a direct cash purchase?
The classic route is a direct cash purchase: we buy the house as-is, you make no repairs, you pay no commissions, we pay the standard closing costs, and closing can happen in as little as 7 days. We fund the purchase ourselves through We Are Florida House Buyers, so there is no lender and no appraisal to wait on.
Who this fits best
A cash sale fits sellers who need speed or certainty more than absolute top dollar:
- Relocating on a fixed move date
- Behind on payments or facing foreclosure
- Settling an inherited property
- Tired of a problem rental or vacant house
- Avoiding costly repairs and inspections
- Wanting one simple, guaranteed close
The honest trade-off
A cash offer is typically below what a polished retail listing could bring. In exchange you get speed, certainty, and simplicity: no showings, no repair bills, no financing risk, and a close date you choose. We show you the math behind the number so you can decide with both routes in front of you.
The details
- Close in as little as 7 days, on a date you pick
- No commissions, no listing fees, no seller fees
- We pay the standard closing costs, including title work
- No repairs, cleaning, staging, or inspections on your side
Route 2 of 3
What are creative financing options?
In some cases we can structure a deal beyond an outright cash purchase. Seller financing and lease options are two examples: the seller carries all or part of the financing, or the buyer rents the home with an option to buy later. These are tools, not promises, and they depend entirely on the property and your situation. We never advertise fixed terms, because there are none that apply to every house.
Creative financing is a conversation, not a product with a brochure. If your goal is monthly cash flow instead of a lump sum, or you want to move the property without a traditional buyer, ask us whether a structure makes sense for your house.
Examples we can talk through
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Seller financing
You carry all or part of the purchase price as a note, paid over time, instead of taking the full price in one cash payment at closing.
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Lease option
We lease the house with a path to buy, which can work when a property needs time, cleanup, or a tenant transition before a sale makes sense.
Educational, not advice
This is educational information, not legal, tax, or financial advice. Financing structures involve real contracts and real consequences, so any creative structure should be reviewed with your own attorney or tax professional before you sign anything. We will never push a structure that does not make sense for you.
Route 3 of 3
Can I list my house with the GPG Team instead?
Yes. Through our sister company, the GPG Team, a traditional listing is available when you want to test the open market for top dollar instead of selling for cash. Tyler Gibson leads the GPG Team, a Florida real estate team with a track record you can check.
180+
completed transactions
$73M+
sales volume since 2019
5-star
from 89 Google reviews
The honest trade-off
A listing takes longer. It involves repairs, showings, and commissions, and the sale depends on finding the right buyer. When the house shows well and you can wait, it can also net more. We will tell you honestly which route we would choose for your situation, because we work both sides of the table.
Tyler Gibson ยท Team leader, Realtor, investor
The decision guide
Which option fits your situation?
Three simple rules of thumb. None of them are a sales pitch, and none of them commit you to anything. They exist to help you think clearly about what you actually want.
Choose a cash purchase if...
You need speed and certainty with no repairs. You pick the close date, there are no fees on your side, and the deal funds without a lender.
Ask about creative financing if...
You want to explore non-traditional terms, like monthly cash flow instead of one lump sum. Ask us; we will tell you honestly whether your property fits.
List with the GPG Team if...
You want top dollar and can wait. Expect repairs, showings, and commissions, with a higher ceiling when the house shows well.
There is no wrong first call. Tell us your goal and we will lay out the route that fits. When another route is better for you, we will tell you that too, even if it is not the one we profit from.
Questions homeowners ask
Questions about the ways we buy
The short answers. For anything specific to your house, send us the address or call and we will talk it through.
How fast can you close on a cash sale?
As little as 7 days when the title work is straightforward, on a close date you choose. There is no lender, so the timeline is ours to control together.
Do I pay any fees in a cash sale?
No. You pay no commissions, no listing fees, and no seller fees, and we pay the standard closing costs at closing.
Can I list my house with the GPG Team instead?
Yes. The GPG Team is our sister real estate company led by Tyler Gibson, and a traditional listing is available when you want to test the open market for top dollar. It takes longer and involves repairs, showings, and commissions, but it can net more.
Do creative financing options cost more?
Every structure is different, so the costs and terms depend entirely on the property and your situation. If a structure makes sense, we explain it in plain language with the numbers, and we recommend you review it with your own attorney or tax professional first.
The next step takes two minutes
Start with an address, decide with the numbers
Send us the property address and we will come back with a written cash offer, usually within one business day, and an honest read on which route fits your situation. The offer is free, there is no obligation, and you keep the choice.
Prefer to talk first?
Call or text us at (407) 993-1147 and we will walk through your situation and the routes available, with no pressure to pick one today.
Call or text (407) 993-1147Reviewed by Tyler Gibson, Florida licensed real estate agent and investor. Last updated October 27, 2026. The GPG Team is a separate sister company brokered by LPT Realty.
Step 1 & 2 of 2
Start with your address
Free. No obligation. We explain the math.